https://taxandfinancialplanner.com/wp-content/uploads/2023/09/Understanding-Registered-Education-Savings-Plans-RESPs-in-Canada.jpg 300 500 Keyens Financial Services https://taxandfinancialplanner.com/wp-content/uploads/2018/09/keyensEnfoldLogo2.jpg Keyens Financial Services2023-09-05 10:38:382023-09-05 10:38:44Understanding Registered Education Savings Plans (RESPs) in Canada
Dive into the details of Registered Education Savings Plans (RESPs)! This guide covers how RESPs work, eligibility criteria, benefits, and government grants such as the Canada Education Savings Grant. Learn how to open an RESP and safeguard your child's educational future.
https://taxandfinancialplanner.com/wp-content/uploads/2023/08/Permanent-vs-Term.png 281 500 Keyens Financial Services https://taxandfinancialplanner.com/wp-content/uploads/2018/09/keyensEnfoldLogo2.jpg Keyens Financial Services2023-08-01 05:21:072023-08-01 05:21:13Permanent versus Term Life Insurance – What are the Differences?
You know you need life insurance – but you’re not sure which kind is best for you. There are two main kinds of life insurance: • Permanent, which lasts for your entire life. Premiums can be more expensive, but you can also use the policy to build up cash value. • Term, which is only good for a set amount of time. Premiums are less expensive, and you cannot build up cash value – but coverage is easy to get and understand. We can help you determine which type of insurance is best for you and how much it will cost you.
https://taxandfinancialplanner.com/wp-content/uploads/2023/07/MER.png 250 500 Keyens Financial Services https://taxandfinancialplanner.com/wp-content/uploads/2018/09/keyensEnfoldLogo2.jpg Keyens Financial Services2023-07-01 05:11:432023-07-01 05:11:51Demystifying MER’s (Management Expense Ratio)
Investing in a fund involves knowing its associated costs, and the Management Expense Ratio (MER) is a crucial factor to consider. The MER is a percentage of the total assets in the investment fund that covers the fund's operating and management costs. It's important to note that the MER is subtracted from your investment returns, so a higher MER will result in lower net returns for you. For example, if a fund's expenses amounted to 2% of its assets, its MER would be 2%. It's crucial to understand the MER of a fund to make informed investment decisions and ensure that you're getting the most value for your money. In this article and infographic, we will break down the various components of the MER to help you better understand it.
https://taxandfinancialplanner.com/wp-content/uploads/2023/06/Why-a-buy-sell-agreement-is-vital.png 250 500 Keyens Financial Services https://taxandfinancialplanner.com/wp-content/uploads/2018/09/keyensEnfoldLogo2.jpg Keyens Financial Services2023-06-02 13:11:272023-06-02 13:11:35Why A Buy-Sell Agreement Is Vital For Your Business
A buy-sell agreement is a legally binding document that sets out what must happen to a business if one or more of the owners is no longer involved. It is crucial for businesses as it protects both shareholders and the business itself in the event of a partner's departure. A buy-sell agreement provides many benefits, including maintaining business continuity, minimizing disputes between remaining co-owners and the family of the departing owner, decreasing stress and uncertainty for all business owners, and protecting business assets and liquidity with a solid financial and tax plan.